If you want to buy auto insurance, the first step to take is to get auto insurance quotes Florida. However, getting the quotes is not the only thing to consider since you have also to learn how you can use the quotes you get. If you want to lower the premiums, you have to start by driving low mileage. You can drive only when you have to and you can walk when you are not in hurry. If you drive less, it means that you will not be exposed to the accident too much. It also means few claims to the insurance companies so you will be charged low premiums. You can use public transportation, walk or carpool to go to your job or to study instead of using your car always.
If you do not like to live in the city, you can take advantage of this to get low premiums by relocating into a rural area. If you live in a large city, you will end up with high premiums. The reason for this is because the city has many cars and this lead to many accidents. The city also has an increase of fraud, vandalism and theft. All such elements lead to many claims and the insurer charge more for the people who live in the city to offset the money they pay as claims.